diff --git a/checker/definition.go b/checker/definition.go
index 4e5ec7c..ebf653e 100644
--- a/checker/definition.go
+++ b/checker/definition.go
@@ -50,9 +50,7 @@ func Definition() *sdk.CheckerDefinition {
 				},
 			},
 		},
-		Rules: []sdk.CheckRule{
-			Rule(),
-		},
+		Rules: Rules(),
 		Interval: &sdk.CheckIntervalSpec{
 			Min:     5 * time.Minute,
 			Max:     7 * 24 * time.Hour,
diff --git a/checker/rule.go b/checker/rule.go
index 8184137..94d39f6 100644
--- a/checker/rule.go
+++ b/checker/rule.go
@@ -3,79 +3,62 @@ package checker
 import (
 	"context"
 	"fmt"
-	"strings"
 
 	sdk "git.happydns.org/checker-sdk-go/checker"
 )
 
-// Rule returns a new matrix federation check rule.
+// Rules returns the full list of CheckRules exposed by the Matrix checker.
+// Each rule covers a single concern so the UI can show a clear checklist
+// rather than a single monolithic pass/fail line.
+func Rules() []sdk.CheckRule {
+	return []sdk.CheckRule{
+		&federationOKRule{},
+		&wellKnownRule{},
+		&srvRecordsRule{},
+		&connectionReachableRule{},
+		&tlsChecksRule{},
+		&versionRule{},
+	}
+}
+
+// Rule returns the aggregate federation rule.
+//
+// Deprecated: prefer Rules() which exposes every concern individually. Kept
+// for backward compatibility with callers that embed a single rule.
 func Rule() sdk.CheckRule {
-	return &matrixRule{}
+	return &federationOKRule{}
 }
 
-type matrixRule struct{}
-
-func (r *matrixRule) Name() string {
-	return "matrix_federation"
-}
-
-func (r *matrixRule) Description() string {
-	return "Checks whether Matrix federation is working correctly"
-}
-
-func (r *matrixRule) ValidateOptions(opts sdk.CheckerOptions) error {
-	return nil
-}
-
-func (r *matrixRule) Evaluate(ctx context.Context, obs sdk.ObservationGetter, opts sdk.CheckerOptions) []sdk.CheckState {
+// loadMatrixData fetches the Matrix observation. On error returns a
+// CheckState the caller should emit to short-circuit its rule.
+func loadMatrixData(ctx context.Context, obs sdk.ObservationGetter) (*MatrixFederationData, *sdk.CheckState) {
 	var data MatrixFederationData
 	if err := obs.Get(ctx, ObservationKeyMatrix, &data); err != nil {
-		return []sdk.CheckState{{
+		return nil, &sdk.CheckState{
 			Status:  sdk.StatusError,
 			Message: fmt.Sprintf("Failed to get Matrix federation data: %v", err),
-			Code:    "matrix_federation_error",
-		}}
-	}
-
-	domain, _ := opts["serviceDomain"].(string)
-	domain = strings.TrimSuffix(domain, ".")
-
-	if data.FederationOK {
-		version := strings.TrimSpace(data.Version.Name + " " + data.Version.Version)
-		return []sdk.CheckState{{
-			Status:  sdk.StatusOK,
-			Message: fmt.Sprintf("Running %s", version),
-			Code:    "matrix_federation_ok",
-			Meta: map[string]any{
-				"version": version,
-			},
-		}}
-	}
-
-	var statusLine string
-
-	if data.DNSResult.SRVError != nil && data.WellKnownResult.Result != "" {
-		statusLine = fmt.Sprintf("%s OR %s", data.DNSResult.SRVError.Message, data.WellKnownResult.Result)
-	} else if len(data.ConnectionErrors) > 0 {
-		var msg strings.Builder
-		for srv, cerr := range data.ConnectionErrors {
-			if msg.Len() > 0 {
-				msg.WriteString("; ")
-			}
-			msg.WriteString(srv)
-			msg.WriteString(": ")
-			msg.WriteString(cerr.Message)
+			Code:    "matrix.observation_error",
 		}
-		statusLine = fmt.Sprintf("Connection errors: %s", msg.String())
-	} else if data.WellKnownResult.Server != domain {
-		statusLine = fmt.Sprintf("Bad homeserver_name: got %s, expected %s", data.WellKnownResult.Server, domain)
-	} else {
-		statusLine = fmt.Sprintf("Federation broken. Check https://federationtester.matrix.org/#%s", domain)
 	}
-
-	return []sdk.CheckState{{
-		Status:  sdk.StatusCrit,
-		Message: statusLine,
-		Code:    "matrix_federation_fail",
-	}}
+	return &data, nil
+}
+
+func passState(code, message string) sdk.CheckState {
+	return sdk.CheckState{Status: sdk.StatusOK, Message: message, Code: code}
+}
+
+func infoState(code, message string) sdk.CheckState {
+	return sdk.CheckState{Status: sdk.StatusInfo, Message: message, Code: code}
+}
+
+func warnState(code, message string) sdk.CheckState {
+	return sdk.CheckState{Status: sdk.StatusWarn, Message: message, Code: code}
+}
+
+func critState(code, message string) sdk.CheckState {
+	return sdk.CheckState{Status: sdk.StatusCrit, Message: message, Code: code}
+}
+
+func unknownState(code, message string) sdk.CheckState {
+	return sdk.CheckState{Status: sdk.StatusUnknown, Message: message, Code: code}
 }
diff --git a/checker/rules_connection.go b/checker/rules_connection.go
new file mode 100644
index 0000000..4b6cf12
--- /dev/null
+++ b/checker/rules_connection.go
@@ -0,0 +1,40 @@
+package checker
+
+import (
+	"context"
+	"fmt"
+
+	sdk "git.happydns.org/checker-sdk-go/checker"
+)
+
+// connectionReachableRule checks that every federation endpoint returned
+// by DNS accepted the TLS connection the tester attempted.
+type connectionReachableRule struct{}
+
+func (r *connectionReachableRule) Name() string { return "matrix.connection_reachable" }
+func (r *connectionReachableRule) Description() string {
+	return "Checks that every discovered federation endpoint accepts an inbound connection."
+}
+
+func (r *connectionReachableRule) Evaluate(ctx context.Context, obs sdk.ObservationGetter, _ sdk.CheckerOptions) []sdk.CheckState {
+	data, errSt := loadMatrixData(ctx, obs)
+	if errSt != nil {
+		return []sdk.CheckState{*errSt}
+	}
+
+	if len(data.ConnectionErrors) == 0 && len(data.ConnectionReports) == 0 {
+		return []sdk.CheckState{infoState("matrix.connection_reachable.unknown", "No endpoint was probed by the federation tester.")}
+	}
+
+	if len(data.ConnectionErrors) == 0 {
+		return []sdk.CheckState{passState("matrix.connection_reachable.ok", fmt.Sprintf("All %d endpoint(s) accepted the connection.", len(data.ConnectionReports)))}
+	}
+
+	out := make([]sdk.CheckState, 0, len(data.ConnectionErrors))
+	for addr, cerr := range data.ConnectionErrors {
+		st := critState("matrix.connection_reachable.fail", cerr.Message)
+		st.Subject = addr
+		out = append(out, st)
+	}
+	return out
+}
diff --git a/checker/rules_federation.go b/checker/rules_federation.go
new file mode 100644
index 0000000..6261e50
--- /dev/null
+++ b/checker/rules_federation.go
@@ -0,0 +1,61 @@
+package checker
+
+import (
+	"context"
+	"fmt"
+	"strings"
+
+	sdk "git.happydns.org/checker-sdk-go/checker"
+)
+
+// federationOKRule reflects the overall FederationOK flag reported by the
+// Matrix Federation Tester. Other rules isolate specific concerns; this
+// rule is the global verdict so callers get a single-line answer to
+// "does this homeserver federate?".
+type federationOKRule struct{}
+
+func (r *federationOKRule) Name() string { return "matrix.federation_ok" }
+func (r *federationOKRule) Description() string {
+	return "Reports the overall federation status returned by the Matrix Federation Tester."
+}
+
+func (r *federationOKRule) Evaluate(ctx context.Context, obs sdk.ObservationGetter, opts sdk.CheckerOptions) []sdk.CheckState {
+	data, errSt := loadMatrixData(ctx, obs)
+	if errSt != nil {
+		return []sdk.CheckState{*errSt}
+	}
+
+	domain, _ := opts["serviceDomain"].(string)
+	domain = strings.TrimSuffix(domain, ".")
+
+	if data.FederationOK {
+		version := strings.TrimSpace(data.Version.Name + " " + data.Version.Version)
+		st := passState("matrix.federation_ok.ok", "Matrix federation is working.")
+		if version != "" {
+			st.Message = fmt.Sprintf("Matrix federation is working (running %s).", version)
+			st.Meta = map[string]any{"version": version}
+		}
+		return []sdk.CheckState{st}
+	}
+
+	var statusLine string
+	switch {
+	case data.DNSResult.SRVError != nil && data.WellKnownResult.Result != "":
+		statusLine = fmt.Sprintf("%s OR %s", data.DNSResult.SRVError.Message, data.WellKnownResult.Result)
+	case len(data.ConnectionErrors) > 0:
+		var msg strings.Builder
+		for srv, cerr := range data.ConnectionErrors {
+			if msg.Len() > 0 {
+				msg.WriteString("; ")
+			}
+			msg.WriteString(srv)
+			msg.WriteString(": ")
+			msg.WriteString(cerr.Message)
+		}
+		statusLine = fmt.Sprintf("Connection errors: %s", msg.String())
+	default:
+		statusLine = fmt.Sprintf("Federation broken. Check https://federationtester.matrix.org/#%s", domain)
+	}
+
+	return []sdk.CheckState{critState("matrix.federation_ok.fail", statusLine)}
+}
diff --git a/checker/rules_srv.go b/checker/rules_srv.go
new file mode 100644
index 0000000..e42de47
--- /dev/null
+++ b/checker/rules_srv.go
@@ -0,0 +1,48 @@
+package checker
+
+import (
+	"context"
+	"fmt"
+
+	sdk "git.happydns.org/checker-sdk-go/checker"
+)
+
+// srvRecordsRule checks _matrix-fed._tcp / _matrix._tcp SRV delegation: was
+// the lookup successful, and does it yield at least one record (or was it
+// legitimately skipped because of a CNAME/well-known path)?
+type srvRecordsRule struct{}
+
+func (r *srvRecordsRule) Name() string { return "matrix.srv_records" }
+func (r *srvRecordsRule) Description() string {
+	return "Checks that the Matrix SRV lookup (_matrix-fed._tcp / _matrix._tcp) succeeded or was legitimately skipped."
+}
+
+func (r *srvRecordsRule) Evaluate(ctx context.Context, obs sdk.ObservationGetter, _ sdk.CheckerOptions) []sdk.CheckState {
+	data, errSt := loadMatrixData(ctx, obs)
+	if errSt != nil {
+		return []sdk.CheckState{*errSt}
+	}
+
+	dns := data.DNSResult
+
+	if dns.SRVError != nil {
+		return []sdk.CheckState{critState("matrix.srv_records.error", fmt.Sprintf("SRV lookup error: %s", dns.SRVError.Message))}
+	}
+
+	if dns.SRVSkipped {
+		msg := "SRV lookup skipped by the federation tester."
+		if dns.SRVCName != "" {
+			msg = fmt.Sprintf("SRV lookup skipped (CNAME: %s).", dns.SRVCName)
+		}
+		return []sdk.CheckState{unknownState("matrix.srv_records.skipped", msg)}
+	}
+
+	if len(dns.SRVRecords) == 0 {
+		return []sdk.CheckState{infoState(
+			"matrix.srv_records.absent",
+			"No Matrix SRV records published (federation may still work via well-known).",
+		)}
+	}
+
+	return []sdk.CheckState{passState("matrix.srv_records.ok", fmt.Sprintf("%d SRV record(s) published.", len(dns.SRVRecords)))}
+}
diff --git a/checker/rules_tls.go b/checker/rules_tls.go
new file mode 100644
index 0000000..2561092
--- /dev/null
+++ b/checker/rules_tls.go
@@ -0,0 +1,73 @@
+package checker
+
+import (
+	"context"
+	"fmt"
+	"strings"
+
+	sdk "git.happydns.org/checker-sdk-go/checker"
+)
+
+// tlsChecksRule reviews the TLS-level findings the federation tester
+// reports for every endpoint it managed to reach: certificate validity,
+// matching server name, future expiry, presence of an Ed25519 key, and so
+// on. One CheckState is emitted per reachable endpoint so the UI can pin
+// the outcome on the exact address.
+type tlsChecksRule struct{}
+
+func (r *tlsChecksRule) Name() string { return "matrix.tls_checks" }
+func (r *tlsChecksRule) Description() string {
+	return "Reviews the TLS posture on every reachable federation endpoint (certificate chain, hostname match, Ed25519 key, …)."
+}
+
+func (r *tlsChecksRule) Evaluate(ctx context.Context, obs sdk.ObservationGetter, _ sdk.CheckerOptions) []sdk.CheckState {
+	data, errSt := loadMatrixData(ctx, obs)
+	if errSt != nil {
+		return []sdk.CheckState{*errSt}
+	}
+
+	if len(data.ConnectionReports) == 0 {
+		return []sdk.CheckState{infoState("matrix.tls_checks.skipped", "No endpoint reached: TLS posture could not be assessed.")}
+	}
+
+	out := make([]sdk.CheckState, 0, len(data.ConnectionReports))
+	for addr, cr := range data.ConnectionReports {
+		var problems []string
+		if !cr.Checks.MatchingServerName {
+			problems = append(problems, "server name does not match certificate")
+		}
+		if !cr.Checks.FutureValidUntilTS {
+			problems = append(problems, "certificate expired or near expiry")
+		}
+		if !cr.Checks.ValidCertificates {
+			problems = append(problems, "certificate chain is invalid")
+		}
+		if !cr.Checks.HasEd25519Key {
+			problems = append(problems, "no Ed25519 signing key advertised")
+		}
+		if !cr.Checks.AllEd25519ChecksOK {
+			problems = append(problems, "Ed25519 key verification failed")
+		}
+		for _, e := range cr.Errors {
+			if e != "" {
+				problems = append(problems, e)
+			}
+		}
+
+		if len(problems) == 0 && cr.Checks.AllChecksOK {
+			st := passState("matrix.tls_checks.ok", "All TLS checks passed.")
+			st.Subject = addr
+			out = append(out, st)
+			continue
+		}
+
+		msg := "TLS checks failed."
+		if len(problems) > 0 {
+			msg = fmt.Sprintf("TLS checks failed: %s.", strings.Join(problems, "; "))
+		}
+		st := critState("matrix.tls_checks.fail", msg)
+		st.Subject = addr
+		out = append(out, st)
+	}
+	return out
+}
diff --git a/checker/rules_version.go b/checker/rules_version.go
new file mode 100644
index 0000000..552dd68
--- /dev/null
+++ b/checker/rules_version.go
@@ -0,0 +1,40 @@
+package checker
+
+import (
+	"context"
+	"fmt"
+	"strings"
+
+	sdk "git.happydns.org/checker-sdk-go/checker"
+)
+
+// versionRule reports whether the federation tester could fetch the
+// homeserver version string. The test probe reaches /_matrix/federation/v1/version,
+// so a failure here hints at a federation-path problem even when the rest
+// of the federation handshake looks healthy.
+type versionRule struct{}
+
+func (r *versionRule) Name() string { return "matrix.version" }
+func (r *versionRule) Description() string {
+	return "Checks that the homeserver responds to /_matrix/federation/v1/version and reports its name and version."
+}
+
+func (r *versionRule) Evaluate(ctx context.Context, obs sdk.ObservationGetter, _ sdk.CheckerOptions) []sdk.CheckState {
+	data, errSt := loadMatrixData(ctx, obs)
+	if errSt != nil {
+		return []sdk.CheckState{*errSt}
+	}
+
+	if data.Version.Error != "" {
+		return []sdk.CheckState{warnState("matrix.version.error", fmt.Sprintf("Homeserver /version probe failed: %s", data.Version.Error))}
+	}
+
+	version := strings.TrimSpace(data.Version.Name + " " + data.Version.Version)
+	if version == "" {
+		return []sdk.CheckState{infoState("matrix.version.unknown", "Homeserver did not return a version string.")}
+	}
+
+	st := passState("matrix.version.ok", fmt.Sprintf("Homeserver running %s.", version))
+	st.Meta = map[string]any{"version": version}
+	return []sdk.CheckState{st}
+}
diff --git a/checker/rules_wellknown.go b/checker/rules_wellknown.go
new file mode 100644
index 0000000..163693d
--- /dev/null
+++ b/checker/rules_wellknown.go
@@ -0,0 +1,43 @@
+package checker
+
+import (
+	"context"
+	"fmt"
+	"strings"
+
+	sdk "git.happydns.org/checker-sdk-go/checker"
+)
+
+// wellKnownRule checks the /.well-known/matrix/server delegation: was a
+// delegation published, did it resolve, and does it point back at the
+// expected server_name?
+type wellKnownRule struct{}
+
+func (r *wellKnownRule) Name() string { return "matrix.well_known" }
+func (r *wellKnownRule) Description() string {
+	return "Checks that /.well-known/matrix/server (if published) is valid and points at the expected server_name."
+}
+
+func (r *wellKnownRule) Evaluate(ctx context.Context, obs sdk.ObservationGetter, opts sdk.CheckerOptions) []sdk.CheckState {
+	data, errSt := loadMatrixData(ctx, obs)
+	if errSt != nil {
+		return []sdk.CheckState{*errSt}
+	}
+
+	wk := data.WellKnownResult
+
+	// Nothing published: the host may rely on SRV only. Mark informational.
+	if wk.Server == "" && wk.Result == "" {
+		return []sdk.CheckState{infoState("matrix.well_known.absent", "No /.well-known/matrix/server delegation published (federation may still work via SRV).")}
+	}
+
+	// Published but the tester flagged an error string.
+	if wk.Server == "" && wk.Result != "" {
+		if strings.Contains(strings.ToLower(wk.Result), "no .well-known") {
+			return []sdk.CheckState{unknownState("matrix.well_known.absent", "No /.well-known/matrix/server delegation found (federation may still work via SRV).")}
+		}
+		return []sdk.CheckState{critState("matrix.well_known.error", fmt.Sprintf("Well-known delegation error: %s", wk.Result))}
+	}
+
+	return []sdk.CheckState{passState("matrix.well_known.ok", fmt.Sprintf("Well-known delegation resolves to %s.", wk.Server))}
+}